Imagine a financial tool that grows alongside your child, offering more than just life coverage. Starting from as little as *$15 per month, these policies help protect your child while offering potential cash value growth and guaranteed future insurability.
*$15 will purchase $10,000 or more of Youth Life Insurance. Premiums vary by issue age. Additional amounts of Youth Life insurance are also available. Note: We do not provide tax advice. Please contact your tax advisor for more information.
By obtaining insurance early, you help minimize the risk of your child being denied coverage later in life due to health conditions or other factors.
As your child grows, the policy provides options for additional coverage without medical exams.
This feature allows the policy to continue even if your child decides to stop making payments as an adult.
This will be for a reduced amount of insurance. The earlier they elect this option, the lower the amount of reduced paid up insurance.
How Our Youth Life Insurance Process Works
Getting Started: Book a no-cost consultation with our dedicated insurance representative. Where it applies, it’s beneficial if both parents or guardians are available for the call to ensure all perspectives are considered.
Personalized Approach: During our conversation, we’ll discuss your family’s specific needs. This includes discussing your child’s health, your family’s medical history, any existing coverage, and your budgetary considerations. Understanding these details helps us tailor our recommendations precisely for you.
Customized Choices: During the conversation, a licensed insurance agent will present a range of life insurance options suited to your family’s needs. Remember, these recommendations are from a licensed insurance agent, aiming to meet your needs, but they do not guarantee acceptance by the insurance provider.
Taking the Next Step: If you find an option that aligns well with your needs, we’ll proceed with submitting your application for approval.
Personalized Service: If approved, you will maintain access to a licensed insurance agent who can answer policy questions and assist you with other insurance needs.
Not being approved for life insurance later in life is a problem many face. Youth life insurance is a way to help secure your child’s future insurability.
The cost of youth life insurance is typically *$15 per month or less. This makes it an option for families to help protect their children.
*$15 will purchase $10,000 or more of Youth Life Insurance. Premiums vary by issue age. Additional amounts of Youth Life insurance are also available.
As your child grows, they have options to purchase additional coverage. When they turn 25, they have the option to purchase more coverage without a medical exam and can do so every 3 years through age 40.
The rate for youth life insurance policies are typically lower than those of adult life insurance policies. Youth life insurance offers guaranteed future insurability designed so that the benefit can never be reduced even if the child’s health changes.
The ‘paid-up value’ feature allows the policy to continue for a reduced amount of insurance without needing more payments. This can help ensure that your child is protected even if their financial priorities change.
Yes, most policies allow for an increase in coverage as your child grows.
We’re eager to share the benefits of our Youth Life Insurance with you! By submitting your information, you agree that a licensed insurance agent from National Income Life Insurance Company, Liberty National Life Insurance Company, or American Income Life Insurance Company can touch base with you via call, text, or email, possibly using automated technology, at the contact details you’ve provided. We’ll also introduce you to some optional supplemental insurance coverages. Remember, there’s absolutely no obligation to purchase. We just want to keep you informed of the available insurance Options! Certain products may not be available in all states.
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